Stueve Siegel Hanson Prosecutes Cost of Insurance Claims Against Life Insurance Companies

Stueve Siegel Hanson is currently prosecuting claims against life insurance companies for improper “Cost of Insurance” (COI) rate increases and overcharges in connection with life insurance policies which contain an investment, interest bearing, or savings component in addition to a death benefit. These types of policies are generally referred to as Universal Life Insurance, Variable Universal Life Insurance, and Variable Whole Life Insurance.

These policies typically restrict insurance companies from including non-mortality charges or increasing cost of insurance rates unless the mortality expectations of the company have worsened.  For most companies, the mortality expectations have improved over the last several decades and thus your rates should be lowered rather than increased. In addition, these companies maybe inflating your current COI rates with hidden expense loads in violation of the policy provisions. Our firm is prosecuting several lawsuits on behalf of policyholders alleging that insurance companies do not follow the terms of their policies when increasing cost of insurance and when inflating cost of insurance rates with undisclosed and unauthorized expenses.

SSH has filed lawsuits on behalf of policy holders against the following companies:

  • John Hancock Life Insurance Company, read more
  • State Farm Life Insurance Company, read more
  • Midland National Life Insurance Company, read more
  • Connecticut General Life Insurance Company and Lincoln National Life Insurance Company, read more

For more information regarding this litigation, click here

To read about a groundbreaking result Stueve Siegel Hanson obtained for in similar cost of insurance litigation, click here

Please call Sherry Barry at (888) 816-2108 or, so that we may schedule a free consultation.


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