Inaccurate Credit Reports
A credit report is a detailed breakdown of a consumer’s credit history from a number of sources, including lenders, banks, credit card companies and utility companies. Credit bureaus such as Equifax, Experian and TransUnion sell access to your credit reports to lenders, employers and other businesses offering financing or credit.
Given the significant reliance placed on credit reports by businesses and lenders, errors on your credit reports can have disastrous consequences, from difficulty obtaining a loan to negative effects on your employment. If you discover errors on your credit reports, you may have recourse under the Fair Credit Reporting Act (FCRA), a federal law that requires credit reporting agencies to use reasonable procedures to assure the maximum possible accuracy of the information they include on your reports.
Our attorneys have a successful history of representing victims of credit reporting errors, including recently securing one of the largest settlements in history relating to inaccurate reporting violations under the FCRA.
If you are one of the millions of consumers dealing with errors on your credit reports, please call us at 1.800.714.0360 for a free case evaluation.