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Cost of Insurance

Life Insurance: "Cost of Insurance" overcharges in Variable Life, Universal Life, and Whole Life policies

We are currently investigating potential claims against life insurance companies for "Cost of Insurance" overcharges in connection with life insurance polices which contain an investment, interest bearing, or savings component in addition to a death benefit. These types of policies are generally referred to as Universal Life Insurance, Variable Universal Life Insurance, Equity-Indexed or Indexed Universal Life Insurance, and Whole Life Insurance. These types of policies may also be referred to as "Flexible Premium Life Insurance." Guaranteed level term life insurance policies without a disclosed "Cost of Insurance" component in the policy are not the focus of our investigation.

These overcharges for Cost of Insurance can be several thousand dollars, depending on the amount of insurance you own and the length of time you have held the policies. We would like to hear from you if you have these types of policies with any company, including the following:

Northwestern Mutual                                                     Pacific Life Insurance

Genworth Financial                                                       MetLife

New York Life                                                              TIAA-CREF

Transamerica Insurance and Investment Group              AFLAC

Prudential Life Insurance                                               Principal Financial

John Hancock                                                               Lincoln National

Mass Mutual                                                                 Unum Group

AIG

Please complete the form below, or call us at (800) 714-0360, so that we may schedule a free consultation:

Our law firm has offices in Kansas City, Missouri, and San Diego, California, and represents clients nationwide in cities that include Kansas City, St. Louis, Chicago, Detroit, Los Angeles, Houston, Phoenix, Seattle, New York, Philadelphia, Washington DC, Boston, Atlanta, Miami, Dallas, Los Angeles, San Diego, San Francisco and Denver. We serve communities in the KC metro area, including Missouri and Kansas locations like Independence, Lee's Summit, Overland Park, Olathe, Lenexa and Shawnee.

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